Unlock the Power of Your Property with The Financial Wings
Need funds for business expansion, education, medical emergencies, or debt consolidation? At The Financial Wings, we offer Mortgage Loans (Loan Against Property) to help you unlock the hidden value of your property and turn it into a powerful financial tool — without giving up ownership.
What is a Mortgage Loan?
A Mortgage Loan, also known as a Loan Against Property (LAP), allows you to borrow money by pledging your residential or commercial property as collateral. You continue to own and use the property while accessing substantial funds at attractive interest rates.
Why Choose The Financial Wings?
✅ High Loan Amounts
Get up to 70% of your property’s market value✅ Affordable Interest Rates
Starting from just 9.75%* per annum✅ Flexible Repayment Tenure
Choose from 5 to 20 years✅ Quick Approvals
Minimal documentation and fast processing✅ Funds for Any Purpose
No restrictions on end-use of funds✅ Loan Top-Up Available
Need more funds later? We’ve got you covered
A mortgage loan is a type of secured loan where an individual borrows money by pledging a property—such as a residential or commercial real estate asset—as collateral. It is commonly used to raise large sums of money for personal or business purposes, while retaining ownership and use of the property during the loan tenure. If the borrower fails to repay the loan as agreed, the lender has the legal right to seize and sell the property to recover the outstanding amount.
There are different types of mortgage loans, including:
Loan Against Property (LAP): You can mortgage your owned property (residential or commercial) to get funds for business expansion, education, weddings, medical emergencies, or other large expenses.
Commercial Mortgage Loans: For purchasing or refinancing commercial property like office spaces, factories, or shops.
Home Mortgage Loans: Used to buy a new home, where the property itself serves as collateral.
Mortgage loans typically come with longer tenures—ranging from 10 to 20 years—and lower interest rates compared to unsecured loans, since they are backed by an asset. The loan amount sanctioned usually depends on the property’s market value, borrower’s income, credit score, and repayment capacity. Most lenders offer up to 60%-75% of the property’s value as the loan amount.
One of the key benefits of a mortgage loan is that it allows borrowers to unlock the value of their existing property without having to sell it. The application process involves thorough property and financial document verification, legal checks, and valuation. Once approved, the funds can be used for almost any purpose, offering a flexible and powerful financial solution backed by the security of real estate.
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